Terms and Conditions

Agreement between

User and https://go-exceladvisors.com

Welcome to https://go-exceladvisors.com. The

https://go-exceladvisors.com website (the "Site") is comprised of

various web pages operated by Excel Advisors LLC ("Excel Advisors").

https://go-exceladvisors.com is offered to you conditioned on your acceptance

without modification of the terms, conditions, and notices contained herein

(the "Terms"). Your use of https://go-exceladvisors.com constitutes

your agreement to all such Terms. Please read these terms carefully, and keep a

copy of them for your reference.

https://go-exceladvisors.com is a News and Information Site.

This website is intended to provide financial/insurance

industry-related information, allow for users to request our services, and

allow for financial advisors to contact us for recruitment.

Privacy

Your use of https://go-exceladvisors.com is subject to Excel

Advisors's Privacy Policy. Please review our Privacy Policy, which also governs

the Site and informs users of our data collection practices.

Electronic

Communications

Visiting https://go-exceladvisors.com or sending emails to

Excel Advisors constitutes electronic communications. You consent to receive

electronic communications and you agree that all agreements, notices,

disclosures and other communications that we provide to you electronically, via

email and on the Site, satisfy any legal requirement that such communications

be in writing.

Children Under

Thirteen

Excel Advisors does not knowingly collect, either online or

offline, personal information from persons under the age of thirteen. If you

are under 18, you may use https://go-exceladvisors.com only with permission of

a parent or guardian.

Links to Third Party

Sites/Third Party Services

https://go-exceladvisors.com may contain links to other

websites ("Linked Sites"). The Linked Sites are not under the control

of Excel Advisors and Excel Advisors is not responsible for the contents of any

Linked Site, including without limitation any link contained in a Linked Site,

or any changes or updates to a Linked Site. Excel Advisors is providing these

links to you only as a convenience, and the inclusion of any link does not

imply endorsement by Excel Advisors of the site or any association with its

operators.

Certain services made available via

https://go-exceladvisors.com are delivered by third party sites and

organizations. By using any product, service or functionality originating from

the https://go-exceladvisors.com domain, you hereby acknowledge and consent

that Excel Advisors may share such information and data with any third party

with whom Excel Advisors has a contractual relationship to provide the

requested product, service or functionality on behalf of

https://go-exceladvisors.com users and customers.

No Unlawful or

Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable

license to access and use https://go-exceladvisors.com strictly in accordance

with these terms of use. As a condition of your use of the Site, you warrant to

Excel Advisors that you will not use the Site for any purpose that is unlawful

or prohibited by these Terms. You may not use the Site in any manner which

could damage, disable, overburden, or impair the Site or interfere with any

other party's use and enjoyment of the Site. You may not obtain or attempt to

obtain any materials or information through any means not intentionally made

available or provided for through the Site.

All content included as part of the Service, such as text,

graphics, logos, images, as well as the compilation thereof, and any software

used on the Site, is the property of Excel Advisors or its suppliers and

protected by copyright and other laws that protect intellectual property and

proprietary rights. You agree to observe and abide by all copyright and other

proprietary notices, legends or other restrictions contained in any such

content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer,

participate in the transfer or sale, create derivative works, or in any way

exploit any of the content, in whole or in part, found on the Site. Excel

Advisors content is not for resale. Your use of the Site does not entitle you

to make any unauthorized use of any protected content, and in particular you

will not delete or alter any proprietary rights or attribution notices in any

content. You will use protected content solely for your personal use, and will

make no other use of the content without the express written permission of

Excel Advisors and the copyright owner. You agree that you do not acquire any

ownership rights in any protected content. We do not grant you any licenses,

express or implied, to the intellectual property of Excel Advisors or our

licensors except as expressly authorized by these Terms.

International Users

The Service is controlled, operated and administered by

Excel Advisors from our offices within the USA. If you access the Service from

a location outside the USA, you are responsible for compliance with all local

laws. You agree that you will not use the Excel Advisors Content accessed

through https://go-exceladvisors.com in any country or in any manner prohibited

by any applicable laws, restrictions or regulations.

Indemnification

You agree to indemnify, defend and hold harmless Excel

Advisors, its officers, directors, employees, agents and third parties, for any

losses, costs, liabilities and expenses (including reasonable attorney's fees)

relating to or arising out of your use of or inability to use the Site or

services, any user postings made by you, your violation of any terms of this

Agreement or your violation of any rights of a third party, or your violation

of any applicable laws, rules or regulations. Excel Advisors reserves the

right, at its own cost, to assume the exclusive defense and control of any

matter otherwise subject to indemnification by you, in which event you will

fully cooperate with Excel Advisors in asserting any available defenses.

Arbitration

In the event the parties are not able to resolve any dispute

between them arising out of or concerning these Terms and Conditions, or any

provisions hereof, whether in contract, tort, or otherwise at law or in equity

for damages or any other relief, then such dispute shall be resolved only by

final and binding arbitration pursuant to the Federal Arbitration Act,

conducted by a single neutral arbitrator and administered by the American

Arbitration Association, or a similar arbitration service selected by the

parties, in a location mutually agreed upon by the parties. The arbitrator's

award shall be final, and judgment may be entered upon it in any court having

jurisdiction. In the event that any legal or equitable action, proceeding or

arbitration arises out of or concerns these Terms and Conditions, the

prevailing party shall be entitled to recover its costs and reasonable

attorney's fees. The parties agree to arbitrate all disputes and claims in

regards to these Terms and Conditions or any disputes arising as a result of

these Terms and Conditions, whether directly or indirectly, including Tort

claims that are a result of these Terms and Conditions. The parties agree that

the Federal Arbitration Act governs the interpretation and enforcement of this

provision. The entire dispute, including the scope and enforceability of this

arbitration provision shall be determined by the Arbitrator. This arbitration

provision shall survive the termination of these Terms and Conditions.

Class Action Waiver

Any arbitration under these Terms and Conditions will take

place on an individual basis; class arbitrations and

class/representative/collective actions are not permitted. THE PARTIES AGREE

THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S INDIVIDUAL

CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS,

COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE

ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and Excel

Advisors agree otherwise, the arbitrator may not consolidate more than one

person's claims, and may not otherwise preside over any form of a

representative or class proceeding.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED

IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL

ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. EXCEL

ADVISORS LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE

SITE AT ANY TIME.

EXCEL ADVISORS LLC AND/OR ITS SUPPLIERS MAKE NO

REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS,

AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED

GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED

BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND

RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION

OF ANY KIND. EXCEL ADVISORS LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES

AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES

AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF

MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO

EVENT SHALL EXCEL ADVISORS LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT,

INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES

WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR

PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF

THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE

PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE,

PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE

ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT,

NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF EXCEL ADVISORS LLC OR ANY OF

ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME

STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR

CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE

TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access

Restriction

Excel Advisors reserves the right, in its sole discretion,

to terminate your access to the Site and the related services or any portion

thereof at any time, without notice. To the maximum extent permitted by law,

this agreement is governed by the laws of the State of South Carolina and you

hereby consent to the exclusive jurisdiction and venue of courts in South

Carolina in all disputes arising out of or relating to the use of the Site. Use

of the Site is unauthorized in any jurisdiction that does not give effect to

all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or

agency relationship exists between you and Excel Advisors as a result of this

agreement or use of the Site. Excel Advisors's performance of this agreement is

subject to existing laws and legal process, and nothing contained in this

agreement is in derogation of Excel Advisors's right to comply with

governmental, court and law enforcement requests or requirements relating to

your use of the Site or information provided to or gathered by Excel Advisors

with respect to such use. If any part of this agreement is determined to be

invalid or unenforceable pursuant to applicable law including, but not limited

to, the warranty disclaimers and liability limitations set forth above, then

the invalid or unenforceable provision will be deemed superseded by a valid,

enforceable provision that most closely matches the intent of the original

provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement

constitutes the entire agreement between the user and Excel Advisors with

respect to the Site and it supersedes all prior or contemporaneous

communications and proposals, whether electronic, oral or written, between the

user and Excel Advisors with respect to the Site. A printed version of this

agreement and of any notice given in electronic form shall be admissible in

judicial or administrative proceedings based upon or relating to this agreement

to the same extent and subject to the same conditions as other business

documents and records originally generated and maintained in printed form. It

is the express wish to the parties that this agreement and all related

documents be written in English.

Changes to Terms

Excel Advisors reserves the right, in its sole discretion,

to change the Terms under which https://go-exceladvisors.com is offered. The

most current version of the Terms will supersede all previous versions. Excel

Advisors encourages you to periodically review the Terms to stay informed of

our updates.

Contact Us

Excel Advisors welcomes your questions or comments regarding

the Terms:

Excel Advisors LLC

1985 Riviera Dr., Ste. 103-1034

Mount Pleasant, South Carolina 29464

Email Address:

exceladvisors.llc@gmail.com

Telephone number:

8432562495

Effective as of January 19, 2024